5 Golden Rules Of Credit Card Spending

When reading personal finance, money management and debt repayment advice, one of the most significant, repetitive themes that comes up is credit card spending, and more importantly, don’t do it… But is that really true? It is true that credit card companies want you to land yourself in debt, because that’s how they make their…

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9 Ridiculous Things Poor People Spend Money On

Poor people love to spend money they don’t have.  And they love to spend all the money that they do have on things they don’t need, leaving them in a position where they don’t have enough for the essentials 🙇🏼‍♀️ Now, not everyone who is short of money is guilty of this, but there are…

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7 Tips To Finally Get Out Of Debt This Year

With a New Year fast approaching, we have all at some point thought to ourselves “this year I am going to pay off all my debt”.   However, the second week of January eventually creeps upon us, and we’re already overspent and deflated, and the rest of the year follows the same pattern. Well, today I…

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7 Habits Of Poor People

There are lots of people in the world who earn great salaries at their job, but still live paycheck to paycheck.  While everybody’s financial situation and circumstances differ, there are a number of bad habits that many people fall into, which keep them living ‘poor’ regardless of how much money they earn. Today I am…

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9 Habits of People Who Get Into Debt

Getting into debt is a fate that most people reach at some point in their lives.  Whether it’s as a result of overspending on credit cards, following university or because you overspent at a time when you were financially better off, and now you are trying to pick up the pieces.   However, people who get…

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11 Simple Ways To Improve Your Credit Score

Believe me when I say that I know the pain of trying to improve your credit score when you’re currently lingering in the red. Perhaps you have damaged your score as a result of overspending, poor financial decisions in your early twenties or just through lack of personal finance education. Today I am going to…

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9 Ways to Pay Off Debt Fast in 2020

If you are struggling to repay credit card, student loan or any other type of debt, then these tips will hopefully help you to pay back the money you owe a little sooner.  These are the points that I kept in mind and how I was able to repay £3,000 in twelve months.  Every person’s…

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59 Frugal Living Tips to Save Your Family Money

Are you looking to lead a more frugal and minimalist life? Looking for ways that you can save money and reduce your budget by changing a few of your spending habits? Today I have 59 quick tips and ideas that will give you some inspiration to cut back on some of your expenses! With the…

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90 Easy Ways to Save Money!

Saving money can be a little bit easier if you take on board some of these tips and tricks. There are certain items within many of our budgets that simply aren’t necessities. If you are saving for something significant in your life, like the deposit on a house, your wedding or a life-changing holiday, then…

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8 Things We Cut From Our Budget to Save £10,000!

Two months ago, my boyfriend Tom and I decided that we were going to embark on a ‘low buy’ ‘super saving money’ year.  Whatever label you want to put on it, between July 2019 and July 2020 we have set a goal that we will not be spending money on anything besides the essentials, in…

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